Don't get caught out this winter

Most home insurance policies wont cover you for wear and tear, so ensure you keep your home in good order and prepare well for the bad weather ahead.  Spend a little now and save on potentially expensive work later.

Tasks to consider:

• Unblocking gutters, downpipes and drains of moss, leaves and debris
• Insulation of lofts, water tanks, inside and outside pipes
• Draught proofing around your doors and windows
• Checking for loose tiles, and any felt roofing that may be lifting